Blogs

Gold prices have dropped a little in the last few days, so you might feel like you’ve lost money. That feeling is normal — when something you own becomes cheaper, you feel less rich. But here’s the good news: if you’ve had gold since January 2025, its price is still about 70% higher than before….

When India and Pakistan play cricket in a World Cup, it’s usually the biggest match. Fans love it, TV channels make lots of money, and everyone talks about it. That’s why tournament schedules are often made so the two teams meet. But this time, Pakistan has decided it will not play India in a T20…

After retirement, as usual, I kept a part of my retirement benefits in fixed deposits (FDs) with banks at the highest rate of interest, with a tenure of one to two years in view of potential emergent requirements in old age. My FDs are usually auto-renewed at the prevailing rate of interest (ROI) for my…

A couple of hours before the presentation of the Union Budget, Indian newsrooms, especially television studios, assume a sense of (self) importance akin to the mission control room of a rocket launching station. Both are on countdown mode; the difference is that while rocket scientists have many systems and subsystems to monitor before the lift-off,…

Budget 2026, at first glance, appears restrained. Headline allocations across ministries register modest, low single-digit growth. But the real story is not about how much more is being spent—it is about where the state is choosing to pause, and where it is choosing to push. Nowhere is this contrast sharper than in agriculture. Agriculture and…

By Ram Krishna Sinha Wealth creation is an art. Developing the art requires a mindset of seeing opportunities for growth, along with some essential habits such as patience and discipline. Wealth grows from consistent effort and strategic action guided by clear financial goals, prudence, and attendant risk awareness. Clearly, in all this, the mind plays…

Manufacturing push, infra development and fiscal consolidation marked FM’s strategic blueprint to sustain high growth. For capital markets participants, Budget offered opportunities and incentives that reflect govt’s intent to balance growth with stability.     ● NRIs can now invest in listed Indian equities through Portfolio Investment Scheme – this broadens foreign capital base by…

Budgets are like car launches: most years you only get tweaks – maybe a new grille – while others bring a generation change. For middle class, last year’s Budget with revised tax slabs was of the second type. Yet, markets remained cold. Nifty in fact shed 150 points. This year’s Budget, expectedly, is of the…

Sometimes, boring and predictable is good, if not great. FY2027 Union Budget ticks that box. Greater certainty of fiscal and regulatory policies for businesses and investors enables them to take business risk – an essential condition to reduce India’s long-term cost of capital. Read full story on TOI+ Facebook Twitter Linkedin Email Disclaimer Views expressed…

The travel writer Bill Aitken tells a story about the Ganga. He was walking down its banks with an Indian friend, who decided, on the spur of the moment, to take to take a dip in the murky waters. Aitken reports being horrified- how could you even you even think about it? The water is…